Potentially damaging comments from a federal report suggest that some private health insurance agencies overstated the amount of money they spent on things like patient care and that the state of Florida is owed over three million dollars based on research of a health care program designed for children. With FL health insurance quotes varying to such a high degree it's difficult to determine what companies may have been involved in the over spending and it's even more difficult to draw a line between where the government is correct and the insurance companies are in their rights to collect fees.